Compound Interest & SIP Calculator
Project investment growth with compounding and monthly SIPs.
Compound interest earns interest on your interest, which is why steady investing can grow quickly over time.
About Compound Interest & SIP Calculator
See how a lump sum and regular monthly contributions (SIP) could grow over time with compound interest. Choose the return, period and compounding frequency and get the future value, total invested, interest earned and a yearly growth table. An estimate, not investment advice.
Compound interest earns interest on your interest, which is why steady investing can grow quickly over time. This calculator projects the future value of a lump sum plus monthly contributions (such as a SIP) at an assumed yearly return, with your choice of compounding frequency.
How to use Compound Interest & SIP Calculator
- Enter a starting amount and a monthly contribution (either can be zero).
- Set the expected yearly return, the number of years and how often interest compounds.
- See the future value, the amount you invested and the interest earned.
- Use the yearly table to see growth year by year.
Key features
- Lump sum and monthly SIP in one calculator.
- Monthly, quarterly, half-yearly or yearly compounding.
- Year-by-year table and invested-versus-interest bar.
Common use cases
- Estimating the growth of a monthly investment plan.
- Comparing different return assumptions.
- Seeing the effect of starting earlier or contributing more.